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Insurance


At this time, RVnGO does not provide insurance for RV rentals or owners, but will do so in the very near future. The renter will have to make sure their existing auto policy covers the RV rental by obtaining a binder. Most auto policies exclude coverage for RV rentals unless a specific 'RV Rental Rider' is obtained. Some RV owners that rent their RVs (particularly fleet managers and dealers) already have RV Rental Riders set to go, inquire about the details with them. If the RV you wish to rent is not covered, you will need to arrange an RV Rental Rider auto policy through a third party carrier, such as MBAchoice.com, which will cover liability during your trip (i.e. if you cause an accident and damage to the RV).

RVnGO recommends that Hosts obtain appropriate insurance for their RVs and confirm that the Guest also has appropriate insurance that will cover any liability, including third party liability and property damage to the rented RV during the rental. Please review any insurance policy that you may have for your RV carefully, and in particular please make sure that you are familiar with and understand any exclusions to, and any deductibles that may apply for, such insurance policy, including, but not limited to, whether or not your insurance policy will cover the actions or inactions of Guests (and the individuals the Guest invites to the RV, if applicable) while using your RV.

Furthermore, RVnGO recommends that Guests obtain appropriate insurance for the rented RVs and confirm that the Guest has appropriate insurance that will cover any liability caused by the Guest, including third party liability and property damage to the rented RV, during the rental. Please review any automotive insurance policy that you may have carefully, and in particular please make sure that you are familiar with and understand any exclusions to, and any deductibles that may apply for such insurance policy, including, but not limited to, whether are not your insurance policy will cover the RV and any liability during the rental period (and the individuals the Guest invites to the RV, if applicable) while using the rented RV.

If you are a Guest, you understand and agree that RVnGO may make a claim under your automotive, homeowner's, renter's or other insurance policy related to any damage or loss that you may have caused or been responsible for or to an RV or any personal or other property located (including without limitation amounts paid by RVnGO under the RVnGO Host Guarantee). You agree to cooperate with and assist RVnGO in good faith, and to provide RVnGO with such information as may be reasonably requested by RVnGO, in order to make a claim under your automotive, homeowner's, renter's or other insurance policy, including, but not limited to, executing documents and taking such further acts as RVnGO may reasonably request to assist RVnGO in accomplishing the foregoing.